For my eyes only.

With this house, God has really made it clear that it was Him pulling the strings..just so there was no confusion that I could have made this happen on my own.

1. The correction in rate ..that happened randomly but also RIGHT on time after there was a last minute credit pull. This credit pull put me out of the range by like 0.09..but still would have resulted in a DENIAL on the loan for the house. The loans only increased by like 12 dollars a year. smh. Crazy coincidental right?

2. The extension..like literally the sellers agent said – NO, unfortunately they will not extend any further past the 30th. Fannie Mae sticks to those deadlines. Then they turned right around and granted the extension..my agent had already called me with the bad news, then turned around just a-puzzled. lol. I laughed b/c I knew who was in control.

3. The house coming on the market at the moment it did and me being able to put in under contract. The original email to my brother and sisters telling I feel like the house was mine, even though the next day it was put under contract by some other people. The 401k loan. The contractor (almost) fiasco ..which I document on groupie. lmao.

I’m just focused on a couple things going forward: 1. God’s will be done. 2. That I learn to follow him and leave the details to Him, trusting him to complete the things He placed in my heart. 3. That I prioritize Him over material things.

Its NOT About You

Big realization of the last week(s):

It’s not about you. (probably)

..It all started or came into fruition during a conversation with my mother over breakfast. These are one of the favorite parts of my rare day’s off. My mother is an early riser and can usually be found in the kitchen listening to Nigerian worship music whipping up something savory for the family to eat or enjoying a cup of coffee while poring over her morning devotion. I’m the other early riser in the house and so I’ll usually meet her while getting ready to head to the gym or running some errand that requires me to be up and about.

Usually these conversations touch on a familiar array of topics. God, family, When I’m going to get married, finances, and any other recent revelations either of us has experienced. On this particular occasion we happened to discuss money.

So..Money. Me and money have a interesting history.

First, our backstory: I was born to first-generation African parents who came to this country with 1 child (me) and Nigerian work ethic, a smattering of siblings scattered across the southern/western states and a desire for a better life. So needless to say, I had a front row seat to my parents growth from a 2 bedroom apartment on Memorial drive to a much nicer house in the suburbs. However, some of my formative years were spent watching my mom fly financially by the seat-of-her-pants and God’s grace. As a result, there were of course some opportunities that I felt I missed. This gives me a bent toward looking toward money as my security. Which, from what I observe is a common American phenomenon. However, as I struggle to get know God and myself better- I’m realizing (over and over) that Money can’t be my security- it’s not dependable enough. It comes and goes. Courts and politicians can take it  away with a squiggle of the pen, illness can steal it, A boss’s ire can strip it away for months. However, making the mental switch from money being priority #1 to God being #1 takes intentional effort and if i’m not careful the love of money is insidious and will stage a coup d’etat in my heart to regain it’s #1 spot.

My current situation: Today I make more money than I’ve made for most of my life. So there is a constant temptation (Which I often I give in to) to put my list of priorities (if I’m honest) in the following order: 1. Work 2. Investments/Creating financial freedom 3. God 4. Family. I have a bad case on most days of prioritizing the gifts over The Giver.

Back to Mom: Somehow we started to discuss money and I bemoaned our family’s seeming inability to gather enough money to cover all our debts/needs/wants. She promptly reminded me of a couple things, and let me in on a secret that I’ve heard before but I guess one that I was finally ripe to internalize. “Your being financially blessed – Its not  about you.” Which, can be taken one of two ways. As an insult: “you mean, i’m not as a smart, disciplined, and good-looking as I like to think? My money isn’t a result of God loving me MORE than others?” or as lifting of a burden: “You mean, God might have had a bigger purpose than just satisfaction of my personal desires when he blessed me? Whew, I was worried, because honestly who would worship such an arbitrary God.”

Things to consider: What if it’s bigger than you? What if God gave  you money, talent, discipline, intelligence to be used for more than just your personal fulfillment? Conversely, what if those with less than you were not intrinsically worth less but rather serve as a mirror for you; how do you respond to those in need? What stories do you make up about the people who look a little less well-off? Are they all drug-addicts? irresponsible? lazy?

Money, cars, clothes, things. They are a means to an end. With the end being God’s relationship with You. Yes, they are nice, but if you are living with them as your yardstick or measurement of worth then you will always feel unfulfilled. Why? Because these things aren’t designed to fill you. They are designed to temporarily satisfy an appetite. But the thing about appetites is ..they can never be fully satisfied. Don’t believe me? Let’s take your appetite for recognition – not a bad thing, but if you were to think back and count up all the times you’ve been recognized/appreciated what would that number look like? All the times your parent’s nodded at you and said good job? All the trophies, medals, hand shakes, pat’s on the back, congratulation emails, likes on Facebook, mentions on twitter, #winning tags? Could you go the rest of your life without any other recognition? Maybe you say?…if your life was only slated to continue another 24 hours. Right! Appetites are temporarily sated. And oftentimes only partially sated.

So where does that leave us?

In a sentence:  Seek God – b/c the outer (physical things) are just tools to either move us closer to God or further away.

Fly or Fall.

OFO

Mom’s.

I was at work. Dark had just tumbled over the world. A grey haired, loam-skinned, purposed-filled, older woman approached the counter. A younger, but older gentleman trailed behind her. Neither was in the 1%. Or the 75%. Smile lines creased the older woman’s face and her hands spoke of honest work. With an energy that spoke of deep reservoirs probably carved by prayer and summers watching over the children that played in the street, she requested a blood pressure check for her son.

Her son. About 40. Handsome face that bore scars that seemed out of place. A body that hinted at weight lost but skin that still missed it. Ankles that stretched the socks. An unkempt blank look that whispered of some mental shortcomings.  He removed a couple layers in order for me to access his arm. The faded sweatshirt cutoff at the elbows. The checkered shirt that looked like it had been used for lawn work, then transitioned into a wardrobe favorite. He didn’t say much. Nothing actually. I would ask questions about his health history and he would look expectantly at his mother and she would provide the answers smoothly – as if they had practiced this on many an occasion.

The blood pressures returned high. A worried look crossed his mother’s face. The look disappeared then returned like a child who won’t stay outside. Soft words were spoken, questions were asked, then answered; recommendations were made. Nerves were smoothed and a calm settled over us.

The climate of the whole conversation was mother’s concern. Income brackets be damned – A good mother is a good mother; and it humbled me to be able to see love in action.

Thank you moms.

OFO

Its All Good.

What a year. From March to September, the days have grown wings and flown past. A side effect of getting older I guess. What a year so far. Many Ups, just as many Downs, and all the lessons that go with it. Reached my 30th year and I feel like I’ve acquired the dark wisdom that comes along with it. lol. 

Nah, Its been an interesting year so far. Fell in love. Lost that love. Learned alot about myself (not all of it good). Took someone to court. Made it out of court with some bruises but not broken. Went to San francisco and Vegas to celebrate the passing of my born-day. Rode an emotional roller-coaster that is not quite out of commission and probably still has some twists and turns left in it. 

One thing that I did want to memorialize was a thought that has been with me all this week. Its been stimulated by a sermon series by Andy Stanley “in the meantime” (http://northpoint.org/messages/in-the-meantime/the-new-normal/). This sermon series seemed to hit me right at a particular juncture of my life where I needed it. A bible verse that I came across in my daily readings seems to agree with the sentiment expressed in the sermon series. Curious? Thought you might be. First the verses: 

“Then Isaiah spoke to Hezekiah, ‘Listen to what God has to say about this: The day is coming when everything you own and everything your ancestors have passed down to you, right down to the last cup and saucer, will be cleaned out of here – plundered and packed off to Babylon…Worse yet, your sons, the progeny of sons you’ve begotten, will end up as eunuchs in the palace of the king of Babylon.’ Hezekiah said to Isaiah, ‘If God says it, it must be good.’ But he was thinking to himself, ‘It wont happen during my lifetime – i’ll enjoy peace and security as long as I live.” 

When I first read this, Hezekiah’s response was a little off to me. Ok. Alot off. I still puzzle over the latter part of his response. lol. But the first part is what was rolling around in my head all week. “If God says it, it must be good.”  I was like “YO! Hezi! You listening man? Isaiah just said your sons will be eunuchs! Eunuchs!  That’s not positive. You don’t wanna throw up some prayers and ask God to avert this disaster?” …no? You trippin. 

But upon more reflection and looking at the last year – I realized that it was a mature way to look at the inevitable bad news that WILL confront us at some time during our time here on earth. If we settle in to the fact that EVERYTHING that confronts us – good and bad – was sent by God, then it allows us to, instead of fighting against the (seemingly) negative situations that arise, to accept them, and search diligently for the good inside of them. In the words of Rahm Emanuel “You never let a serious crisis go to waste. And what I mean by that it’s an opportunity to do things you think you could not do before.”

Quick story then I’ll let you go. 

The joke concerns twin boys of five or six. Worried that the boys had developed extreme personalities — one was a total pessimist, the other a total optimist — their parents took them to a psychiatrist. 

First the psychiatrist treated the pessimist.  Trying to brighten his outlook, the psychiatrist took him to a room piled to the ceiling with brand-new toys.  But instead of yelping with delight, the little boy burst into tears.  “What’s the matter?” the psychiatrist asked, baffled. “Don’t you want to play with any of the toys?”  “Yes,” the little boy bawled, “but if I did I’d only break them.” 

Next the psychiatrist treated the optimist.  Trying to dampen his out look, the psychiatrist took him to a room piled to the ceiling with horse manure.  But instead of wrinkling his nose in disgust, the optimist emitted just the yelp of delight the psychiatrist had been hoping to hear from his brother, the pessimist.  Then he clambered to the top of the pile, dropped to his knees, and began gleefully digging out scoop after scoop with his bare hands.  “What do you think you’re doing?” the psychiatrist asked, just as baffled by the optimist as he had been by the pessimist. “With all this manure,” the little boy replied, beaming, “there must be a pony in here somewhere!” 

I think in the business of living we each have a choice. That choice mainly concerns how we’re going to look at the situations that come our way. Its a choice to choose hope. To choose joy. To choose to keep putting one foot in front of the other, even when the path ahead doesn’t look much better than any place behind us. 

Fly or Fall. 

ofo

Month in Review: March

Ahh man. I’ve been procrastinating on this. Why? I knew this month’s report would not be pretty.

But theres a reason! There’s been a major legal issue that’s been consuming a lot of my energy/time/money. It started to take up a lot of mental real estate as well. However, near the end of the month – I got the opportunity to sit down with my mastermind group – which just happens to be my family at the moment. I asked them “from the outside, looking in” what things did they see that I could improve. The number one suggestion I got was that I couldn’t let my life stop. I had to keep pushing. Keep moving forward with all my goals.

So I decided to do that. I let the lawyer do the worrying and I just have to keep pushing. Trying to be the best I can be. Sooo, lets get to these goals:

Debt Reduction Goal: This month I only gave an extra $560 toward my school loans. *shrugs*

Creating Music: Created ..half a beat..”nothing to see here folks” – moving on.

Being Brave/Doing something New: 2014-04-02 17.30.50 2014-04-02 18.32.36

So my car sustained some damage when one my cousins decided to challenge a stubborn support column with my cars front end. (Nobody’s confessed to it yet) *looks at cousins side-eyed* But it was great, because I got the opportunity to buy the parts myself and throw a new front end on the whip. Finding I’m really enjoying fixing things with my hands. Also took my dad and brother to a Nigeria/Mexico Soccer game. It was great just chilling with them.

2014-03-05 22.41.32

Yea I know you can’t see our faces. lol.

Socially: March was a great month. Got to hang with old/new friends as my Alma Mater made it into the sweet sixteen and beat Duke! Made time to spend with friends..In the past I definitely prioritized friendships last. Definitely learning that friendships and relationships have a real value that, although you can’t necessarily put it on a ledger – proves worth the investment.

Spiritually/Self-Improvement: I finished two books for self improvement: 1. The Four Enemies of the Heart & The Principle of the Path – by Andy Stanley. I bought 2 more for the coming month. Been consistent with sending out the bible verses to friends and more often than not – I discover things about myself and how I relate to God, and it explains some of my behavior in the past, as well as helps to protect me from making the same mistakes over again.

Life lessons learned in March: 1. Focusing heavily on the issues that I struggle with (self-confidence, people-pleasing) and leaning on God for strength leads to real gains/benefits. Having conversations with people who know me and are willing to call me on my BS is invaluable. There is one person in my life who CONSISTENTLY calls me on my BS and as a result – I learn something about myself on every interaction with this person. I grow infinitely faster with her than with anyone else in my adult life. I deeply appreciate it.

All in all, even with the speed bump that lasted most of the month ..it was a good month. I’m blessed to be alive. To be healthy. To be able to enjoy life.

Thanks God. Fly or Fall.

OFO

Weeks [Life] in Review: 1/26 – 2/29

So..I’ve been away. Doing what you might ask?

Well, to be honest, I was busy falling in love. And not metaphorically, I fell into the rhythms of life with an amazing young lady that I’ve known for a little while. She is smart, wise, compassionate, and called me on my bull$hi*. I tripped into love with her and when I looked up it was March. Guess that’s the way these things go. *sigh*

However, we are not together at the moment. *record screeches to a stop* I know, I know. That was quick. It wasn’t her fault. It was simply a matter of logistics. (And maybe my overly analytical mind) Short answer: She was a little further along in life and ready for more than I was (i.e. marriage); I, on the other hand, feel the need to tackle some life goals and accomplish some things. These things were and are (I think) integral to my development as a man and thus would affect my ability to lead a woman in a relationship.

Some of these goals are listed on the blog, some are not. They were spiritual goals, financial goals, and life-design goals. Time is short, and there’s a small but growing panic that if I don’t tackle these goals now, I’ll never achieve them. Anyway these niggling thoughts and goals kept bumping up against the time I invested in the relationship and soon their muted cries grew to a mutinous chorus. I tried to explain all this to my amour but I wonder if all she heard is “I don’t want this”. Anyway, after much prayer and ignoring the answers, we decided to end it before we got too deep.

Which brings me to my update for those weeks. *embarrassed chuckle*

Debt Reduction goal: I was able to put an extra $1000 towards my school debt during this time period. Bringing the total spent on student loans for this time period to $2070. Which looking back – is $100 more than I spent extra last month. However, its also $120 less than the actual goal = 1120 extra per month. A loan that wasn’t active last month came back on-line which is why although the total raised significantly, the amount extra isn’t significantly more.

Creating Music: The last beat I made was on February 5th..basically a month ago. Ouch. This is probably the category that took the biggest beating from my love.

Being Brave: Actually, the relationship was amazing for this category. I faced many fears while I was in this relationship; the biggest of which was probably allowing myself to trust someone again. Fully. Also the decision to leave the relationship wasn’t easy – especially considering my propensity for people-pleasing and wanting to make her happy.

Travel: I went on an amazing trip in the North GA mountains with a group of friends. It was awesome. I’m also planning on Vegas in July, ?? in March, and possibly the dominican republic in August. I also hope to Volunteer for a mission trip in the fall. We’ll see how it goes.

View of the Cabin
View of the Cabin

P.s. Looking back ..maybe the relationship was more help than harm? We’ll have to see I guess. Here’s to continued growth!

FOF.

OFO.

Reshuffling Goals

PrioritySo. Life has been happening and things have made themselves known. Most notably my weaknesses. Now I know that the usual advice is to strengthen your strengths and delegate or find someone/something to buffer your weaknesses. Usually I think I would follow this advice but I think there are some foundational aspects of my life that I need to get in order. This of course spawns some new goals..and also moves some previous goals to the bottom of the list.

1.  Integrate my life. There was a sermon by Andy Stanley – that talked about becoming wise. (http://justaskit.org/hold-my-hand/) And in it he talked about how when we’re (men) weak at something or fail at it, we have a hard time looking for help or even moving towards that area of inadequacy. There is a huge issue in my life that continually reminds me of my inadequacy in handling it. So this year I want to focus on that area..recognizing that my emotions will be mostly negative and painful, but also recognizing that the things I most like to spend time on now..are things that I’m good at and that I became good at those things via time spent on it.

2. Learn French and Igbo – enough to have a conversation by the end of the year. So this year I am really focused on learning and accepting myself. My nigerian heritage is becoming more and more important to me the older I get. However, speaking igbo (my tribes language) has been an area that is usually met with some feelings of defeat – b/c my pronunciation usually leads to laughter – which makes me feel ashamed/like a failure..which leads to decreased efforts. But I’m going to use this realization that in order to get good at these things I’m going to have to expect failure and maybe ridicule ..but I can’t let anyone steal these things that I want from me. Fuk em. Its my life and the time for letting other people dictate my growth is over.

The addition and prioritizing of these goals may mean some of my older goals get pushed back..namely the BCPS exam, which is fine with me lol.

So here’s to 2014. FOF.

OFO